You are different.
You built a world class business.
You have long term growth targets.
You deserve a sophisticated lender .
Deep Ocean prescribes custom credit solutions
Get access to a full suite of flexible working capital and structured credit products:
Revolving Lines of Credit
A continuous source of funding that you can access as needed. Credit line remains available over time with an ability to pay down the full balance. Typically used to fund inventory / marketing spend and serves to smooth out cash flow cycles.
Term Loans
Facilities that you pay back over a set time period with level payments based on the amount drawn. Can be used for a variety of purposes including inventory,
marketing and general operating expenses.
Receivables Factoring / Invoice Financing
Allows businesses to borrow against or factor their accounts receivables to unlock working capital stuck in the system and alleviate cash shortages or temporary cash-flow issues. Company uses invoices as collateral or sells the invoice to the lender.
Purchase Order Financing
Cash advance that can be used to pay your suppliers in order to fulfill larger orders without worrying about the working capital needed. Lender pays suppliers up to 100% of the costs required to fulfill the order depending on counterparty risk and minimum margin requirements.
Revenue Based / Cohort Financing
Alternative form of financing where a business can borrow a lump sum and repay the lender with a percentage of future recurring revenue. Our structures often include caps to limit the total amount of revenue taken in order to limit the overall take-rate in upside cases.
Growth Capital
Flexible facility that enables growth underwritten to assets and/or cash flow. Facilities that you pay back over a set time period with level payments based on the amount drawn. Can be used for a variety of purposes including inventory, marketing and general operating expenses.
Deep Ocean was built to help you access more working capital at fair terms.
We combine a data-rich understanding of your business with 20+ years of credit experience to custom-tailor a financing solution that empowers you to operate at your full potential!
1.
Higher advance rates
We provide industry leading advance rates of 80-90% against assets - inventory, accounts receivable, financial receivables and more by giving you credit for both your current assets and future growth.
2.
Competitive pricing
Cost-effective, fixed monthly payments allow you to effectively plan cashflow and use our credit line to fuel growth.
3.
Immediate scale
Starting at $1mm and scaling to $20mm+
4.
Solution oriented
Need additional capital to support your operations? We can help with accounts payable, PO financing, equipment loans / leases; we are your go to strategic finance partner.
5.
Value add partner
Access our extensive network of strategic partners including advisors, CFOs & CPAs, 3PLs, Marketing Agencies and SaaS platforms.
Founded by industry leaders from
We have a lot of perspective in ecommerce; having backed dozens of founders, advised and mentored hundreds
and spoken with thousands of management teams.
We have a lot of perspective in ecommerce, fintech and SaaS; having backed dozens of founders, advised and mentored hundreds and spoken with thousands of management teams.
We’ve seen all the options and decided to build something better.
Your business is complex so cookie cutter solutions no longer work. Deep Ocean has an eye towards structuring a custom and scalable solution. See how we compare to other lending options:
- Other ABLs/LOCs
- Traditional Banking
- Revenue Based Financing
Other ABLs/LOCs
Legacy ABL providers have historically only serviced larger, more mature merchants - even then they offer conservative capital limits (advance rates of
50-60%) and can take months to perform
diligence.
Traditional Banking
Traditional banks offer a lower cost of capital but lack the specialization to provide you with the level of liquidity you need to own your growth plan. Many brands are met with inflexible standards and strict covenants.
Revenue Based Financing
While fintech platforms allow for quick approvals - they actually erode operational cash flow and are not long term solutions for consistent growth.
We’ve seen all the options and decided to build something better.
Your business is complex so cookie cutter solutions no longer work. Deep Ocean has an eye towards structuring a custom and scalable solution. See how we compare to other lending options:
- Other ABLs/LOCs
- Traditional Banking
- Revenue Based Financing
Other ABLs/LOCs
Legacy ABL providers have historically only serviced larger, more mature merchants - even then they offer conservative capital limits (advance rates of 50-60%) and can take months to perform diligence.
Traditional Banking
Traditional banks offer a lower cost of capital but lack the specialization to provide you with the level of liquidity you need to own your growth plan. Many brands are met with inflexible standards and strict covenants.
Revenue Based Financing
While fintech platforms allow for quick approvals - they actually erode operational cash flow and are not long term solutions for consistent growth.
Our Process
We create a deep understanding of your data.
This give us conviction to provide you more capital than the competition
in a way both traditional lenders and fintech lenders wish they could.
Our Process
We create a deep understanding of your data.
This gives us conviction to provide you more capital than the competition in a way both traditional lenders and fintech lenders wish they could.
Intro call
We are excited to learn about your company and its story ~ we are here to support your goals.
Diligence
No hoops to jump through. Our data platform makes it easy to share your performance data and get prequalified. We’ll provide an initial read within a day or two.
Review insights
As we evaluate your business, we share our underwriting output to help you better understand your metrics.
Funding and support
We are collaborative and want to see you succeed. Even after you are funded we are here to support your growth.
Intro call
We are excited to learn about your company and its story ~ we are here to support your goals.
Diligence
No hoops to jump through. Our data platform makes it easy to share your performance data and get prequalified. We’ll provide an initial read within a day or two.
Review insights
As we evaluate your business, we share our underwriting output to help you better understand your metrics.
Funding and support
We are collaborative and want to see you succeed. Even after you are funded we are here to support your growth.
Meet your personal growth team
Alex Urdea
A credit expert with 20+ years of experience, who has advised dozens of ecommerce brands on the best funding options.
Alex is your go to funding resource.
Alexey Loganchuk
Curious how a multi-billion dollar PE firm would view your business? Trying to better understand your customer acquisition costs?
Alexey is your go to data science resource.
Daniel Jacobini
A career of competitive intelligence ranging from billion dollar consumer brands to nine figure
DTCs.
Daniel is your go to strategic resource.
Ready to take the pain away from finding scalable capital?
Talk to our team!
Talk to our team!
